Fast, Secure Financing in West Babylon, NY
Car Loans for Bad Credit & All Credit Types in NY
Don't let credit history stop you from driving. Regal Autohaus works with all credit types — bad credit, no credit, bankruptcy, first-time buyers — with fast approvals in under 5 minutes and rates as low as 1.99%.
869 Route 109, West Babylon, NY • Call (516) 550-4978
Fast approval
Complete the credit application and get a decision quickly.
Rates as low as 1.99%
Competitive financing options for qualified buyers.
All credit types accepted
Bad credit, no credit, repossession, bankruptcy — we can help.
How It Works
Three simple steps to get financed and drive home.
1. Apply Online
Fill out our fast, secure credit application. It takes less than 5 minutes.
2. Choose Your Car
Get pre-approved, then shop our extensive inventory of quality pre-owned vehicles.
3. Drive Away
Sign your paperwork and drive home — or let us deliver your vehicle nationwide.
We Work With All Situations
Our lending partners specialize in helping buyers who have been turned down elsewhere.
Bad credit / low score
Past issues don't disqualify you. We look for a solution.
No credit history
First-time buyer programs available.
Bankruptcy or repossession
We work with lenders who understand life happens.
Self-employed / gig workers
Non-traditional income is not a barrier.
Trade-ins welcome
Your current car can become your down payment.
Nationwide delivery
Get financed and have your car delivered anywhere.
Common Questions About Financing
What credit score do I need to get approved?
We accept all credit types. There is no minimum score requirement. Our lending partners look at the full picture, not just a number.
How fast is the approval process?
Most applicants receive a decision in under 5 minutes through our secure online application.
Will applying hurt my credit?
Our pre-qualification process is designed to minimize impact. Some lenders may use a soft pull initially.
Can I get a low rate with bad credit?
Rates as low as 1.99% are available for qualified buyers. Even with credit challenges, we shop multiple lenders to find the best rate possible.
Get approved today — no credit needed to start
Apply in under 5 minutes and find out what you qualify for. Then browse cars with confidence.